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Financial Fitness
The BALANCESM
Financial Fitness Program
[EN ESPAÑOL] can help you get your finances
in shape. This program includes online tutorials so you can sharpen and test
your financial knowledge. In addition, Valley Credit Union has made one-on-one counseling by
phone available — at no cost to members.
Tutorials
Online tutorials allow you to work through financial information and worksheets
on your own. Visit BalanceTrack, the
Personal Finance Education Center
[EN ESPAÑOL], to find information on topics, such as:
- Money Management
- Credit
- Identity Theft
- Financial Planning
- Homeownership
- Vehicle Purchase
Counseling
Learn more about how to handle your finances during an in-depth phone discussion
with a trained counselor. These one-on-one counseling sessions include:
- Developing a workable spending and savings plan.
- Getting out of debt (call to schedule your personal phone appointment).
- Understanding your credit report (call to schedule your personal phone
appointment).
- Buying a home.
- Planning for the future.
Valley CU covers all fees, so this service is completely free to you as a member. To
get started, just call 1-888-456-2227 and identify yourself as a Valley CU member
for one-on-one counseling.
Tools & Resources
For even more financial information, BALANCE offers newsletters, calculators,
tips, worksheets, and solutions on the financial matters you face every day.
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Dollars and Sense, the online financial newsletter, includes
articles on everything from how to save at the grocery store to holiday shopping
to choosing between buying and renting a home.
- The
publications BALANCE offers have articles covering topics such as Credit and
Debt, Legal Issues, Identity Theft, and Teens and Money.
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Calculators are available so you can see how much car you can afford, what
your mortgage payments would be, how much you should save to meet a goal, and
more.
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Forms, such as the Personal Financial Assessment, help you get and keep
control of your finances.
Visit the BALANCE
website today for the financial fitness resources you need.
Other Financial Resources
Debt in Focus, a
financial assessment tool, is also available to Valley CU members. With this
program you will receive an easy-to-understand evaluation of your debt to
income, debt payment schedules and personal action strategies.
Click here to learn more.
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