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Buying your first home? For a limited time Valley CU will pay select third-party
closing fees on the first mortgages for qualified first-time buyers. Check to
see if you qualify.
Home Loan
We're here for you with honest answers, convenient service
and better value. Let Valley CU help you choose the right home loan and manage the loan process.
- Low Closing Costs: There is no markup on closing costs—you pay only the
actual cost of appraisal, title search and other services.
- Better Value: You pay no processing, administrative, loan origination, or
other "junk" fees.
- Low Down-Payment Options: Valley CU offers down-payment options for
members.
- Ownership: Valley CU is owned by its members. We're in business for
people, not profits.
- Peace of Mind: With the innovative
Smart Lock program you can lock
your Home Loan rate even before you find a home to buy!
Home Equity Loan
If you own your home, the no surprises Home Equity Credit Line or Fixed Rate Home Equity
Loan could be just like money
in your pocket.
-
No annual fees
- Up to 15-year term on Fixed-Rates loans
- No early payment or termination penalties
- No initial advance requirement
- Lower interest rates than personal loans or credit cards
- A potential tax deduction
For help with your Home Loan or Home Equity needs contact our Real Estate
Department at 408.955.1300 or 800.995.0287
Click here to view our
current rates.
First-time home buyer? Click the image below to learn more about getting
into your first home.
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