Valley Credit Union

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Loans for first-time homebuyers


For a limited time, Valley CU will pay select third-party closing fees on the first mortgages for qualified first-time buyers. That’s an average savings of $700! You qualify if you are:

  • A first-time home buyer or have not owned a home for the last three years


  • Purchasing a home for use as a primary residence, and

  • A Valley CU member in good standing with an open Valley CU Checking Account.
  •  

    Visit a Member Center or contact Edith Sharpe at 408.955.1312 or 800.995.0287 ext. 1312, or email esharpe@valleycu.org

    Offer available for a limited time on Home Loans to first-time buyers. Select third-party fees paid by Valley Credit Union include: tax service, recording, appraisal, flood determination, credit report, and title company closing. Costs Valley Credit Union will not cover and which must be paid include, but are not limited to: taxes, private mortgage insurance (PMI), prepaid mortgage interest and/or insurance costs, jumbo or discount points, attorney or title company fees not listed above, and interest rate relock fees. Offer is not available for loans used to purchase a second home, investment home, or a non-owner-occupied home, or to refinance or modify an existing loan. Contact Valley Credit Union for complete details.



     

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