Valley Credit Union

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Valley Peak Money Market

  • Minimum opening balance: $100,000
  • Earn the highest rate with our Rate Boost!*

Valley Growth Money Market

  • Minimum opening balance: $10,000
  • Earn the highest rate with our Rate Boost!*

Valley Money Market

  • Minimum opening balance: $2,500
  • Earn the highest rate with our Rate Boost!*

Check 'n' Save Money Market
Combine this tiered rate money market account with an active checking account and enjoy a bump in your dividend rate. Plus, the higher the balance in your Check 'n' Save, the more dividends you earn! To make it easy for you to manage this account, your rate will adjust automatically when the next balance tier is met.

  • Minimum opening balance: $2,500

See details below for restrictions and how to get the highest rate on your deposits!


Breathe easy -- your funds are federally insured by the NCUA.
Click here for information on how your deposits are insured.


You can withdraw from any of our Money Market Accounts up to six times per month (no more than 3 by check).

* The Rate Boost is simple. Enjoy the highest rate when you have at least one of the following service relationships:

  1. Direct deposit of $1,500 or more per month
  2. An active Visa Debit Card with three or more signature-based transactions per month
  3. Enrollment in both Bill Pay and E-Statements

**Check 'n' Save Details:

To qualify for the highest rate on Check 'n' Save Money Market, you must have an active checking account at VCU. An active checking account has at least one member initiated transaction to or from a VCU checking account per month.

The Check 'n' Save Money Market account is a tiered rate account. Once a particular balance range is met, the dividend rate and the annual percentage yield for that balance range will apply to the full balance of your account. Minimum balance, including opening balance, is $2,500. Below $2,500, no dividends are paid and a $6.50 below minimum balance fee is charged. Dividends are calculated using the daily balance method, and is compounded and paid monthly. Rates are variable and subject to change without notice. Other restrictions may apply.

For share (savings) and money market accounts, you may make up to six (6) preauthorized, automatic, or telephone transfers and withdrawals to another account of yours or to a third party during any calendar month. No more than three (3) of these six (6) may be made by check, or ATM/Debit card to a third party. If these limitations are exceeded, the Excessive Transfer/Check Limitations Fee will be applied. Additionally, the excessive transfer may be refused or reversed and the account may be reclassified or closed.

 

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