Visit our IRA Service Center

• Learn more about IRAs
• Plan for retirement
• Service an existing IRA
• Open a new IRA

Click here to enter our IRA Service Center now.

Market Rate IRA
This is a tiered IRA account, which means that as your deposit balance grows, you will be paid a higher dividend rate. This account is offered as a Roth, Traditional and Educational IRA. Minimum balance to open the account and earn dividends is $5.

If you choose the Roth or Traditional IRA type, you may make additional deposits up to $5,000 annually. If you are over 50 years old, you can contribute an additional $1,000.

If you choose the Educational IRA type, the program allows tax-free withdrawals for higher education expenses. Contributions can be made up to $2,000 per child per year until the child reaches age 18. The money you invest does not count against the maximum you may invest in your other IRAs.

IRA Share Certificate
Earn high certificate rates on your retirement savings with a minimum balance of $1,000. Terms range from 3 months to 5 years, and funds can be rolled over from another IRA or a qualified employer pension plan.

View our current IRA rates.

Your funds are federally insured up to $250,000 by the NCUA.
Learn more about federal deposit insurance.

^ Consult a tax advisor. * For share (savings) and money market accounts, you may make up to six (6) preauthorized, automatic, or telephone transfers and withdrawals to another account of yours or to a third party during any calendar month. No more than three (3) of these six (6) may be made by check, or ATM/Debit card to a third party. If these limitations are exceeded, the Excessive Transfer/Check Limitations Fee will be applied. Additionally, the excessive transfer may be refused or reversed and the account may be reclassified or closed.